Deposit Accounts

High Touch or High Tech?

WE CAN DELIVER YOUR ACCOUNT THE WAY YOU WANT IT!


Deposit Accounts

Personal Checking

  • Non-interest bearing
  • Unlimited transactions
  • Debit/ATM cards – instant issue!
  • Overdraft Protection available
  • Monthly Image Statements
  • Free Digital Banking

Senior Checking

  • Free to Customers 65 or older
  • Non-interest bearing, Personal Account
  • No minimum balance
  • Debit/ATM cards – instant issue!
  • Monthly Image Statements
  • Free Digital Banking

"Checkless" Checking

  • No monthly service charge
  • No minimum balance
  • Requires Direct Deposit
  • Requires E Statements
  • Electronic withdrawals only
  • Debit/ATM card issued instead of checks
  • Free Digital Banking

Now Account

  • Earn a market rate of Interest
  • Unlimited transactions
  • Debit/ATM cards – instant issue!
  • Monthly Image Statement
  • Free Digital Banking

Savings Accounts

Regular Savings Account:

  • Earn a market rate of interest
  • Four free withdrawals per month
  • ATM card – instant issue!
  • Quarterly Statements
  • Free Digital Banking
  • Minors bank free until age 18!

Christmas Club Savings Account:

  • Opened any time between November and February
  • Make 24 semi-monthly payments and the Bank will make the 25th for you!
  • Save $250, $500, $1,000 or $5,000
  • Annual disbursement in November, just in time for Christmas!

Money Market Account

  • Earn a market rate of interest
  • Up to six free withdrawals per month
  • No minimum withdrawal and unlimited deposits
  • Monthly Statements
  • Free Digital Banking

Business Account

  • Free Digital Banking
  • ACH Origination and Tax Payments available in Cash Management
  • Monthly Image Statements
  • Debit/ATM cards – instant issue!
  • Earnings credit calculated on account balance to reduce any fees assessed

Certificates of Deposit

  • Minimum deposit $500
  • Terms from 90 days to three years
  • Earn a market rate of interest
  • Additional deposits are permitted at any time
  • Penalty for early withdrawal